Businesswoman Ebenita Scrooge treats her employees and customers poorly. She has no time for Christmas or the holiday spirit. On Christmas Eve, she is visited by the ghost of her dead partner Maude Marley and then by other spirits who remind her of her happy past and chronicle the bitterness and greed that have taken over her life. At last, she is shown her own death and funeral. No one is there to mourn her. This revelation shocks her into opening her heart and her checkbook.